PNB mPassBook

PNB mPassbook is a digital version of passbook that provides customers to view PNB mini statement, the transaction details and the transaction History through mobile app. A retail customer can have access to this app with the help of their registered mobile number.

Features of PNB mPassbook:

• It has customer Id based registration that lets an account holder to view multiple accounts at a glance.
• It provides M-Pin based login, because of which customer is not required to remember long username and passwords.
• It enables an account holder to have an access to the PNB Mini statement along with the detailed statement of their account.
• PNB Mini statement can be downloaded and saved as well.
• It can also be sent on the registered email ID directly from the app.
• The statements of all types of accounts i.e. Savings, Current, Overdraft and Recurring accounts are available on this app.
• It also helps in downloading interest/TDS certificates.

Prerequisites of PNB mPassbook:

• Account holder should be a retail customer of PNB having a registered mobile number.
• Account holder should have an android phone with version 5.1 and above or iOS phone with version 9 and above.

PNB mPassbook is one of the methods to get PNB Mini statement. Let’s understand the other ways to get PNB Mini statement which are as mentioned below:

1. Getting PNB Mini Statement from Missed Call Service
2. Getting PNB Mini Statement from SMS Banking
3. Getting PNB Mini Statement from Mobile Banking
4. Getting PNB Mini Statement from Net Banking
5. Getting PNB Mini Statement from PNB ATM

But, if account holder wants to get PNB Mini statement by visiting bank branch, they need to adhere to the bank timings. Let us understand what PNB bank timings are:

PNB Bank Timings

PNB bank timings depends on the location of the branch. Below mentioned are the PNB bank timings:

Day	Timings
PNB Bank Timings from Monday to Friday	10:00 am to 05:00 pm
PNB Bank Timings on Sunday	Bank Closed
PNB Bank Timings on Second and Fourth Saturday	Bank Closed
PNB Bank Timings on First, Third and Fifth Saturday	10:00 am to 05:00 pm

PNB Bank Lunch timings

PNB Bank lunch hour differs from branch to branch as private sector banks do not specified time fixed for the lunch. Normally private bank employees go for lunch breaks in shifts so that customers don’t have to wait for the Lunch time to get over.

So, because of this each and every customer can have access to banking services at any branch from 10:00 a.m. to 05:00 p.m. which makes customers to have an advantage of all the banking services within PNB working hours.

PNB Bank Timings during Lockdown

During the lockdown in the covid pandemic all the branches of PNB operated from 10:00 am to 02:00 pm for 2 months in the year 2020 and 2021. These timings were for weekdays as to to curb the covid-19 spread.

PNB Bank RTGS/ NEFT Timings

With the help of NEFT & RTGS, transferring of funds from one bank to another bank has been made easier. PNB Bank customers can have access to this service using PNB net banking platform or the mobile banking application. Also, customers can visit PNB Bank branch for the same but have toa adhere to the PNB bank timings.

Type of Fund Transfer	PNB Bank Timings
NEFT (Online)	24*7
NEFT (Branch)	Within working hours
RTGS (Online)	24*7 (Except for the interval between ”end of the day” and “start of the day” process)
RTGS (Branch)	Within working hours

These services are not available on 2nd & 4th Saturdays, Sundays and bank holidays as the bank is closed on these days. If the same is carried out on above mentioned days, the amount will be deducted from the bank account and will be debited in the beneficiary account on the next working day.

PNB UPI/ IMPS timings

UPI/ IMPS transactions can be made 24*7 i.e at anytime and from anywhere. There is no need to visit ATM or bank for the same. The only requirement for making a UPI/ IMPS transaction is that an account holder should have a bank account linked to the registered mobile number and a UPI ID.

Questions to Ask:

1.What are the advantages of PNB Mini statement service?

Below mentioned are the advantages of PNB Mini Statement service:

• PNB Mini statement can be accessed 24*7 and from anywhere with the help of Mobile or Net banking service which provides account holders flexibility.
• Time, money and efforts are saved as now account holders are provided with a lot many options to receive mini statements anytime sitting at their home without even visiting banks.
• With the help of SMS service and missed call service, users can also have access to PNB Mini statement even without smartphones.
• Without the requirement of internet this service can be accessed with the help of missed call service and that too free of cost.
• It gives the safest and most convenient way to get PNB Mini statement as account holders first receive an OTP on their registered mobile number for the purpose of authentication and verification.

2.What is the process to register for PNB Mini Statement?

To avail facilities like Mobile banking, Missed call facility, SMS Service account holders are required to get their mobile number registered with the bank.

Below mentioned are the ways to register the mobile number for PNB Mini statement:

• By visiting any nearest branch and fill the application form to get mobile number registered with the bank.
• By calling customer care at 18001802222 or by sending SMS ‘MINSTMT’<space><16-digit account number> to 5607040.
• By visiting ATM, an account holder can get their mobile number registered.

3.Have the PNB bank timings changed?

Yes, most of the banks have changed their timings post covid pandemic, but that can be reassured by calling before visiting the bank.

4.Can UPI payment be made on a bank holiday?

Yes, UPI payment can be made 24*7 irrespective of a bank holiday.