The Indian government announced in Budget 2019 that it would be continuing with its thrust towards affordable housing under the PMAY scheme. Accordingly, FY 2020-22 is expected to witness the construction of 1.95 Crore houses. It poses as an achievable target considering the resources allocated for the housing policy.
Approximately 63,000 beneficiaries of this scheme have been listed in the FY 2018-19 alone. Additionally, an increased number of individuals have been enlisted in the PM Awas Yojana list post applying for it, considering its offered benefit of affordable housing for all.
Keeping in mind the number of people who want to know about Pradhan Mantri Awas Yojana and apply for it, checking the list has been kept relatively simple.
How to find out your name on the PMAY list?
The PMAY benefits are easily accessible by a wide range of income slabs. These are the following –
- EWS: Annual income of up to Rs.3 lakh.
- LIG: Annual income between Rs.3 lakh and Rs.6 lakh.
- MIG-1: Annual income between Rs.6 lakh and Rs.12 lakh.
- MIG-2: Annual income between Rs.12 lakh and Rs.18 lakh.
PMAY is an assistance program ensuring affordable housing despite the rising cost in the real estate market. By 2050, the urban residential population is expected to climb to almost 814 million. PMAY scheme is a convenient option that offers the house to the economically weaker section of the community.
How to check names on the PMAY scheme?
There are several ways to check the names of beneficiaries in the PM Awas Yojana list –
1.) PMAY-G list with registration number
Step 1: Visit the official site of the Ministry of Rural Development.
Step 2: Enter your registration number.
Step 3: Click on the ‘Submit’ button.
If your registration number is included in the Pradhan Mantri Awas Yojana list of beneficiaries, it will show up after the following query.
2.) PMAY-G list without registration number
Step 1: Visit the official site of the Ministry of Rural Development.
Step 2: Click on the ‘Advanced Search’ option.
Step 3: Enter the necessary details on the page. These include –
- Sanction order
- BPL number, etc.
Step 4: Click on the ‘Search’ tab.
Your details will appear on the screen in case it has been registered in the list of beneficiaries.
3.) PMAY Urban list with Aadhaar number
Step 1: Visit the PMAY official site.
Step 2: Select the‘Search beneficiary’ option provided on the top panel.
Step 3: On the redirected page, enter your Aadhaar number and select ‘Submit’.
Submit the required information and the details of your PMAY application will be displayed. It is only applicable if it is registered in the database.
4.) PMAY Urban list without Aadhaar number
Step 1: go through the website of Housing for All (Urban), Ministry of Housing and Urban Affairs to track your assessment form.
Step 2: Choose either Assessment ID or father’s name, applicant’s name and registered contact number to generate your PMAY application status.
Such ease accessing the PMAY list accompanied by the concession of interest provided under the PMAY scheme adds on to the key benefits of the Pradhan Mantri Awas Yojana.
These interest subsidies are particularly beneficial if an applicant avails housing loans to fund the purchase of residential space. It is an added benefit considering that such advances already come at an attractive rate of interest.
Opting for Home Loans from reputed financiers who are PMAY compliant makes house purchases a convenient affair. Such loans come with multiple lucrative features including nominal eligibility criteria, convenient repayment tenor, easy balance transfer facility, etc.
Such lenders also allow consumers to avail of top-up loans of up to Rs. 50 Lakh while opting for a balance transfer facility.
They additionally provide pre-approved offers that are available on numerous financial products, including home loans, personal loans, business loans, etc. These offers ease the application process and help you save time. You can take a look at your pre-approved offers by providing a couple of essential details.
Availing home loans helps potential home buyers gather funds of up to Rs. 3.5 Crore against the affordable rate of interest. An additional interest subsidy via the PMAY CLSS scheme also adds up on the benefits of the same and eases the repayment structure.