Collisions with 18-wheelers can be devastating, producing severe injuries and damages. The aftermath of these accidents can be overwhelming for injured victims. You must know how to protect your health, rights, and finances. This guide ensures you know the steps to take after an accident involving an 18-wheeler.
Prioritize Your Safety
Your priority should be to stay safe after an accident with an 18 wheeler. You can ensure safety by following these tips:
- Get to a safe location away from traffic. If possible, move your vehicle to the side of the road.
- Turn your hazard lights on to alert other drivers and avoid other accidents from occurring.
- Call 911 to report the accident and get medical services for your injuries.
The goal is to prevent further accidents or injuries while waiting on the police or emergency responders. If you are seriously injured, do not attempt to move around until help arrives. Even if you think you have no significant injuries, getting checked at the ER or doctor is essential. You can have hidden injuries that do not show outward signs right away, including whiplash, concussions, and internal bleeding.
Get Law Enforcement Involved
A police report is critical evidence that will become necessary in your insurance claim. Officers will come out and document the accident and scene. They will gather witness statements and determine if there were any traffic violations. When you speak to the police, remember the following.
- Stick to only the facts and avoid admitting fault at the accident scene.
- Provide accurate details about the accident.
- Ask the responding officer how to obtain a copy of the police report for your records.
Make sure you get a copy of the police report because it will prove invaluable if you need to file an insurance claim or start legal proceedings. Keep the copy in a safe place.
Gather Evidence
You should gather as much evidence as possible from the scene. Trucking companies and drivers will often try to shift the blame; gathering evidence gives proof of your claims. Be sure to take care of the following if it is safe:
- Take photos and videos of vehicle damage, license plates, skid marks, road conditions, and injuries.
- Get the truck driver’s information, including their name, license number, address, and phone number.
- Get the name of the trucking company because they can be held liable for injuries caused in accidents.
- Collect any eyewitness details, including names, addresses, and phone numbers.
Do Not Discuss the Accident with the Trucking Company or Insurance Company
After the crash, the trucking company or insurance company may try to contact you. They will ask you to make a statement. It is essential to note that anything you say can be used against you so you must be careful.
- Do not speculate.
- Do not admit fault.
- Avoid giving a recorded statement without seeking professional advice.
- Consider hiring an attorney or advocate to handle all communication with the trucking company or their insurance provider.
Stay Organized and Follow Up
Filing an insurance claim after a serious accident can be overwhelming. Doing everything possible to protect your rights and best interests is essential. Sometimes, that means hiring an insurance advocate or attorney to help you through the claims process. You deserve a fair settlement outcome.